AUTO INSURANCE

Florida Auto Insurance

Protect Your Ride, Protect Your Family

Protect your car and your family with affordable, reliable coverage designed for Florida drivers.

What You Get

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Comprehensive Coverage

Includes Essential, plus:
• Comprehensive and Collision for damage to your vehicle
• Uninsured and Underinsured Motorist protection
• Roadside assistance and towing
• Rental car reimbursement while your car is in the shop
• Higher policy limits for extra peace of mind

Essential Coverage

• Personal Injury Protection that helps with medical costs after an accident
• Property Damage Liability that meets Florida requirements
• Coverage for theft, fire, and specific natural events
• Flexible deductibles and payment options
Note: We help you select limits that fit your budget while meeting Florida law.

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Ready To Get a Quote?

Why Florida Choose Us?

• Florida based team that explains PIP and property damage rules clearly
• We compare multiple top carriers to find the best price
• Same day proof of insurance and ID cards
• Bilingual friendly support
• Claims help from a real team that advocates for you

Talk to a licensed agent.

Call (813) 657-0100

Frequently Asked Questions

Do I need auto insurance in Florida

Yes. Florida requires Personal Injury Protection and Property Damage Liability. We help you meet state minimums and choose limits that protect your budget.

How fast can I get covered

Often the same day. In many cases you receive digital ID cards right after binding.

Can I switch from my current company

Yes. We manage the transition and help you avoid gaps or double billing.

Which discounts can lower my rate

Multi policy, homeowner, safe driver, good student, paid in full, telematics, military, and more.

What documents do I need for a quote

Driver’s license, vehicle VIN, current policy declarations page, and basic driving history.

What is full coverage in Florida

Usually liability, PIP, comprehensive, collision, plus optional protections like uninsured motorist. We will tailor the right mix for you.

Claims Help

If you have been in an accident, call us and your carrier as soon as possible. We help report the claim, schedule repairs, and keep things moving.

Call (813) 657-0100

Customers Feedback

Barbara C.

“I needed help clarifying with my mortgage bank that the property had insurance. Although it was a billing confusion, Rose was very lovely and professional and helped me solve the situation immediately with the bank. Wonderful and quick follow up. Thank you!”

Noemi A.

“I contacted Romero Insurance & Financial Services as I needed insurance for my recently purchased condo. Rose responded and took care of everything for me. She was very professional. She provided an outstanding customer service. Thank you for all your help! You are the best!”

Michelle H.

“I was very surprised at how easy it was to get a quote on my car insurance. A five minute phone call saved me almost $200! The staff is very helpful and I really enjoyed talking to a real person!”

Jonathan L.

“Very quick to respond with polite and professional standards!!”

Lorna S.

“Great service from one agent to another! Reached out to Rose regarding homeowners insurance for a mobile home that we were unable to write. She was very pleasant and quick to reply! Highly recommend!”

James G.

“Everything was super, My agent Rose Colon did everything very quick and to my special needs on my insurance. I would refer all my friends, and even a few non friends to her to get great service”

Steve C.

“The Romero team are experts at what they do and they do it with integrity and passion! I highly recommend them!”

J SAFIE

“Very friendly helpful representatives who will go out of their way to assist you with all your needs.”

Daniel A.

“Rose from Romero Insurance & Financial Services was fantastic! She was able to get us better coverage for our home at a better value. Very professional and responsive. We were very happy with our service.”

Yohamis B.

“I’ve been a client of Romero Insurance for quite a while now. The work great with you and always find the best quotes available. Customer service is top notch and always very responsive when you need it. Thank you Rose for so many years of insurance!!!”

Lane H.

“The entire team at Romero Insurance & Financial Services lives up to their motto impeccably. Integrity truly is their bottom line and I have been really grateful to have had the opportunity to meet and work with them. You can trust that you are in awesome hands!”