AUTO INSURANCE

Florida Auto Insurance

Protect Your Ride, Protect Your Family

Protect your car and your family with affordable, reliable coverage designed for Florida drivers.

What You Get

Hatchback,Car,Travel,Driving,Road,Trip,Of,Woman,Summer,Vacation

Comprehensive Coverage

Includes Essential, plus:
• Comprehensive and Collision for damage to your vehicle
• Uninsured and Underinsured Motorist protection
• Roadside assistance and towing
• Rental car reimbursement while your car is in the shop
• Higher policy limits for extra peace of mind

Essential Coverage

• Personal Injury Protection that helps with medical costs after an accident
• Property Damage Liability that meets Florida requirements
• Coverage for theft, fire, and specific natural events
• Flexible deductibles and payment options
Note: We help you select limits that fit your budget while meeting Florida law.

Oung,Woman,Traveler,In,A,Hat,Standing,By,Her,Car

Ready To Get a Quote?

Why Florida Choose Us?

• Florida based team that explains PIP and property damage rules clearly
• We compare multiple top carriers to find the best price
• Same day proof of insurance and ID cards
• Bilingual friendly support
• Claims help from a real team that advocates for you

Talk to a licensed agent.

Call (813) 657-0100

Frequently Asked Questions

Do I need auto insurance in Florida

Yes. Florida requires Personal Injury Protection and Property Damage Liability. We help you meet state minimums and choose limits that protect your budget.

How fast can I get covered

Often the same day. In many cases you receive digital ID cards right after binding.

Can I switch from my current company

Yes. We manage the transition and help you avoid gaps or double billing.

Which discounts can lower my rate

Multi policy, homeowner, safe driver, good student, paid in full, telematics, military, and more.

What documents do I need for a quote

Driver’s license, vehicle VIN, current policy declarations page, and basic driving history.

What is full coverage in Florida

Usually liability, PIP, comprehensive, collision, plus optional protections like uninsured motorist. We will tailor the right mix for you.

Claims Help

If you have been in an accident, call us and your carrier as soon as possible. We help report the claim, schedule repairs, and keep things moving.

Call (813) 657-0100

Customers Feedback

      EXCELLENT  
   Based on 25 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Luis Vizcarrondo Irizarry 
 
 
 
 Trustindex verifies that the original source of the review is Google. This is the second time I contacted Romero Insurance for home insurance purposes. I would like to mention the professionalism and effectiveness provided by Rowena Martin in addition to a great customer service and prompt responses during all the process. I will recommend Romero Insurance for family members and friends. Keep doing a great job!!!
  
 
      Posted on Google  
   
   Mark Mahoney 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   Lorna Sanchez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service from one agent to another! Reached out to Rose regarding homeowners insurance for a mobile home that we were unable to write. She was very pleasant and quick to reply!
Highly recommend!
  
 
      Posted on Google  
   
   Alice Fagan 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   Robert D. Hansen 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   Kate R. Vierra 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   Quentin D. Humphrey 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   Ronald M. Stearns 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   James P. O'Connor 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
      Posted on Google  
   
   Daniel Adam 
 
 
 
 Trustindex verifies that the original source of the review is Google. Rose from Romero Insurance & Financial Services was fantastic! She was able to get us better coverage for our home at a better value. Very professional and responsive. We were very happy with our service.